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Plum Debit Card - Limits

Please note that the Plum Card has limits on both number of transactions and amount withdrawn or paid. Payments may be declined if you exceed your Plum Card usage limits. If you need assistance or have questions about your card limits, please contact our Customer Success team.


More details on limits can be found below :

Transaction Limits

  • Maximum number of transactions

    • Daily: 10

    • Monthly: 120

ATM Withdrawal Limits

  • Single transaction limit: GBP 250

  • Total withdrawal limit

    • Daily: GBP 250

    • Monthly: GBP 1,000

Contactless Payments

  • Per transaction: GBP 45

  • Cumulative limit: GBP 135

Card Payment Limits

  • Daily: GBP 500

  • Monthly: GBP 2,000

Google Pay Limits

  • First 72 hours after activation: GBP 150

  • After 72 hours

    • Daily: GBP 500

    • Monthly: GBP 2,000


How Limits Reset

  • Daily limits: Reset 24 hours after the first authorized transaction

  • Monthly limits: Reset 30 calendar days after the first authorized transaction

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