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Spend Insights Feature

Understanding Spend Insights

Updated over 2 weeks ago

Spend Insights is a feature that allows you to view AI-generated spending reports based on up to six linked spending accounts. These reports provide a clear view of your current spending patterns and offer tailored suggestions to help you make more informed financial decisions.

How It Works

  1. Link Your Accounts

    • While you can link as many accounts to your Spend Tracker as you wish, the top 6 accounts based on levels on spending will be included in Spend Insights.

    • For security and accuracy, each account must remain linked for at least 24 hours before a report can be generated.

  2. Report Generation

    • Our system uses advanced Large Language Model (LLM) artificial intelligence technology to analyse your transactions.

    • Reports are automatically generated in English.

  3. What’s in Your Report

    Each monthly report includes:

  • Month-to-date spending breakdown — See where your money is going across categories such as groceries, transport, dining, and more.

  • Personalised tips and suggestions — Receive AI-driven ideas on where you might be able to save or optimise your spending habits.

Important Information & Disclaimers

  • Spend Insights is designed to provide informational and educational content only. It is not financial advice and should not be relied upon for making financial decisions without independent verification.

  • The accuracy of the report depends on the completeness and correctness of your linked account data.

  • Reports are currently available in English only.

  • We do not make spending changes on your behalf — you remain in full control of your accounts and spending decisions.

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