What is Plum?
Updated over a week ago

Plum is the ultimate smart money app, helping over 1 million people to invest, save, and manage their spending with automation.

How to get the most out of it?

Step 1: Save your money 💰

Plum connects to your bank account and analyses your transactions. Then identifies your regular income, rent, bills, and daily spending. Using this and other factors like your available balance it calculates daily what amount can be safely put aside without affecting your daily life and moves it to your Plum account via direct debit every 4-5 working days.

Once you start the registration process in Plum, we ask you to link your bank account. This way, Plum is able to analyze your transactions (income, salary, bills, expenses, etc.) and your current balance.

Once we have analyzed your details, we have various automated tools that you can activate in your account to start putting money aside automatically and reach your financial goals.

Learn more about those tools here:

Step 2: Earn and grow 📈

Take your finances to the next level by investing with Plum. We provide a diverse range of investment options, so you can make your money work harder for you.

Explore the following earning/investment opportunities:

  1. Interest Pockets: Earn interest on your savings with our exclusive special pockets.

  2. Mutual Funds: Diversify your investments and enjoy the potential for long-term growth.

  3. US Stocks: Invest in leading US companies and be part of the global market.

  4. Cryptocurrencies: Seize the opportunity to venture into the exciting world of digital currencies.

  5. Pension Plans: Secure your future by planning for retirement with our pension options.

  6. MMFs (Money Market Funds): Benefit from stable returns and easy access to your funds.

With these investment products, you have the flexibility to invest for both short-term gains and long-term prosperity.

Disclaimer: Investing involves risk, and past performance does not guarantee future results. Capital is at risk. The availability of investment products may be subject to local regulations and may vary by region.

Step 3: Plum Debit Card 💳

Experience the ease and convenience of the Plum Debit Card, tailored to make your life simpler. Our card comes packed with numerous benefits that enhance your financial journey:

  • Convenient access to your funds

  • No credit or interest charges

  • Improved budgeting

  • Security

  • Easy Integration with your digital wallet

Learn more about the Plum Debit Card:

Step 4: You’re all set! 🔝

You've successfully automated your finances, putting savings, investments, and expenses on autopilot! 🚀 Enjoy the freedom and peace of mind that comes with financial control!

Did this answer your question?