Deposit to Cash ISA
Updated over a week ago

To deposit money in Cash ISA, you need to follow the steps below:

  1. Select the Pockets category in the app

  2. Tap on the Cash ISA tile

  3. Press the Deposit button

  4. Choose the source of your money - it can be either the main bank account you have linked in the app or your Primary Pocket

  5. Type the amount of money that you want to invest (from £1.00 and above)

  6. Press Continue

  7. Once the confirmation screen appears, press Done


Cash ISA - Deposit Timeframes

It's important to understand that Cash ISA transactions are not instant. The deposit process takes 1 business day to be completed, if done via instant deposit. This delay happens because we need to send the money to our Cash ISA partner (Citibank) and kickstart the process of earning interest.  

  • If you have selected to invest money from your Primary Pocket, the money should be transferred instantly to our interest provider and the deposit process should begin immediately.

  • If you have selected to invest money from your bank account through the Direct Debit method, the money should take 4 business days to reach Plum. Then, the money will be transferred instantly to our interest provider and the deposit process should begin immediately.

  • If you have selected to invest money from your bank account through the Instant Deposit method, the money should reach Plum at the same time. Then, the money will be transferred instantly to our interest provider and the deposit process should begin immediately.

Please note that if the money is already available in Plum before 15:00, on a business day, the deposit process may be completed by the end of the same day.


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