Subscription Plan | Basic | Pro | Ultra | Premium |
Monthly Fee | Free | £2.99/€2.00 | £4.99 | £9.99/€9.99 |
Depositors (Rules)
Plan / Feature | Basic | Pro | Ultra | Premium |
Automatic saver | ✅ | ✅ | ✅ | ✅ |
Round-Ups saver | ✅ | ✅ | ✅ | ✅ |
Weekly Rule | ✅ | ✅ | ✅ | ✅ |
Paydays saver | ✅ | ✅ | ✅ | ✅ |
Rainy Days Rule |
| ✅ | ✅ | ✅ |
52-week Challenge |
| ✅ | ✅ | ✅ |
Naughty Rule |
|
| ✅ | ✅ |
1p Challenge |
|
| ✅ | ✅ |
Investments
Plan / Feature | Basic | Pro | Ultra | Premium |
Plum Interest - MMF | ✅ | ✅ | ✅ | ✅ |
Pension | ✅ | ✅ | ✅ | ✅ |
Plum Interest Rate (VAR) | up to 4.50% | up to 4.96% | up to 4.96% | up to 5.11% |
US Stocks | ✅ | ✅ | ✅ | ✅ |
Cryptocurrencies | ✅ | ✅ | ✅ | ✅ |
Mutual Funds |
| ✅ | ✅ | ✅ |
Advanced Mutual Funds |
|
|
| ✅ |
Extra US Stocks |
|
|
| ✅ |
Pockets
Plan / Feature | Basic | Pro | Ultra | Premium |
Primary Pocket | 1 | 1 | 1 | 1 |
Pockets | 1 | up to 15 | up to 15 | up to 15 |
Pocket Goals |
| ✅ | ✅ | ✅ |
Savings
Plan / Feature | Basic | Pro | Ultra | Premium |
Cash ISA | 4.68% | 4.68% | 4.68% | 4.68% |
Interest Pockets | 1 | up to 15 | up to 15 | up to 15 |
Interest Pockets Rate (APY) | 3.89% | 4.05% | 4.05% | 4.59% |
95-days Notice Accounts |
|
|
| ✅ |
95-days Notice Interest (APY) |
|
|
| 5.20%* |
*The 5.20% rate will be in effect until 11 January 2025, after which it will decrease to 5.05%.
Extra Features
Plan / Feature | Basic | Pro | Ultra | Premium |
Spend Tracker | Limited | Limited | Full | Full |
Plum Debit Card |
|
| ✅ | ✅ |
Priority Support |
|
|
| ✅ |