⚠️ This comparison table is valid only for the UK users that have subscribed in the new subscription plans. For the EU users and the UK users that are still subscribed in our classic plans, please check this page.
Subscription Plan | Basic | Plus | Boost | Max |
Monthly Fee | Free | £3.99 | £7.99 | £11.99 |
Depositors (Rules)
Plan / Feature | Basic | Plus | Boost | Max |
Automatic saver | ✅ | ✅ | ✅ | ✅ |
Round-Ups saver | ✅ | ✅ | ✅ | ✅ |
Weekly Rule | ✅ | ✅ | ✅ | ✅ |
Paydays saver | ✅ | ✅ | ✅ | ✅ |
Rainy Days Rule |
| ✅ | ✅ | ✅ |
52-week Challenge |
| ✅ | ✅ | ✅ |
Naughty Rule |
| ✅ | ✅ | ✅ |
1p Challenge |
| ✅ | ✅ | ✅ |
Investments
Plan / Feature | Basic | Plus | Boost | Max |
Plum Interest - MMF | ✅ | ✅ | ✅ | ✅ |
Pension | ✅ | ✅ | ✅ | ✅ |
Plum Interest Rate (VAR) | up to 3.50% | up to 4.00% | up to 4.30% | up to 4.44% |
US Stocks | ✅ | ✅ | ✅ | ✅ |
Cryptocurrencies | ✅ | ✅ | ✅ | ✅ |
Mutual Funds |
| ✅ | ✅ | ✅ |
Advanced Mutual Funds |
|
| ✅ | ✅ |
Pockets
Plan / Feature | Basic | Plus | Boost | Max |
Primary Pocket | 1 | 1 | 1 | 1 |
Pockets | 1 | up to 15 | up to 15 | up to 15 |
Pocket Goals |
| ✅ | ✅ | ✅ |
Savings
Plan / Feature | Basic | Plus | Boost | Max |
Cash ISA (AER) | 3.29% + Bonus | 3.29% + Bonus | 3.29% + Bonus | 3.29% + Bonus |
Lifetime ISA (AER) | 3.61% + Bonus | 3.61% + Bonus | 3.61% + Bonus | 3.61% + Bonus |
Interest Pockets | 1 | up to 15 | up to 15 | up to 15 |
Interest Pockets Rate (APY) | 3.30% | 3.51% | 3.51% | 3.95% |
95-days Notice Accounts |
|
|
| ✅ |
95-days Notice Interest (APY) |
|
|
| 4.58% AER* |
*The 4.58% AER rate will be in effect until September 05 2025, after which it will decrease to 4.32% AER.
Extra Features
Plan / Feature | Basic | Plus | Boost | Max |
Spend Tracker | Limited | Limited | Full | Full |
Plum Debit Card |
|
| ✅ | ✅ |
Priority Support |
|
|
| ✅ |
Cineworld |
|
|
| ✅ |
Tastecard |
|
|
| ✅ |