⚠️ This comparison table is valid only for users who have subscribed to the new subscription plans. For the users who are still subscribed to our classic plans, please check this page.
Subscription Plan | Basic | Plus | Boost | Max (UK) |
Monthly Fee | Free | £3.99 | £7.99 | £11.99 |
Depositors (Rules)
Plan / Feature | Basic | Plus | Boost | Max |
Automatic saver | ✅ | ✅ | ✅ | ✅ |
Round-Ups saver | ✅ | ✅ | ✅ | ✅ |
Weekly Rule | ✅ | ✅ | ✅ | ✅ |
Paydays saver | ✅ | ✅ | ✅ | ✅ |
Rainy Days Rule |
| ✅ | ✅ | ✅ |
52-week Challenge |
| ✅ | ✅ | ✅ |
Naughty Rule |
| ✅ | ✅ | ✅ |
1p Challenge |
| ✅ | ✅ | ✅ |
Investments
Plan / Feature | Basic | Plus | Boost | Max |
Plum Interest - MMF | ✅ | ✅ | ✅ | ✅ |
Pension | ✅ | ✅ | ✅ | ✅ |
Plum Interest Rate (VAR) | up to 3.50% | up to 4.00% | up to 4.30% | up to 4.44% |
US Stocks | ✅ | ✅ | ✅ | ✅ |
Cryptocurrencies | ✅ | ✅ | ✅ | ✅ |
Mutual Funds |
| ✅ | ✅ | ✅ |
Advanced Mutual Funds |
|
| ✅ | ✅ |
Pockets
Plan / Feature | Basic | Plus | Boost | Max |
Primary Pocket | 1 | 1 | 1 | 1 |
Pockets | 1 | up to 15 | up to 15 | up to 15 |
Pocket Goals |
| ✅ | ✅ | ✅ |
Savings
Plan / Feature | Basic | Plus | Boost | Max |
Cash ISA (AER) | 3.04% + Bonus | 3.04% + Bonus | 3.04% + Bonus | 3.04% + Bonus |
Lifetime ISA (AER) | 3.36% + Bonus | 3.36% + Bonus | 3.36% + Bonus | 3.36% + Bonus |
Interest Pockets | 1 | 1 | up to 15 | up to 15 |
Interest Pockets Rate (APY) | 3.20% | 3.41% | 3.41% | 3.84% |
95-day Notice Accounts |
|
|
| ✅ |
95-day Notice Interest (APY) |
|
|
| 4.32% AER* |
*The 4.32% AER rate will be in effect until December 15, 2025, after which it will decrease to 4.00% AER.
Extra Features
Plan / Feature | Basic | Plus | Boost | Max |
Spend Tracker | Limited | Limited | Full | Full |
Plum Debit Card |
|
| ✅ | ✅ |
Price Alerts |
|
| ✅ | ✅ |
Recurring Investments |
|
| ✅ | ✅ |
Priority Support |
|
|
| ✅ |
Cineworld |
|
|
| ✅ |
Tastecard |
|
|
| ✅ |
