Each Thursday evening Plum transfers your next week’s allowance from your Maximiser pocket to your linked bank account.🏦

Maximiser takes into account your salary, balance, regulars, any bills and subscriptions (including the date they get paid on) and depending on where you are in your salary cycle, calculates the available spending money left until next payday.

The available spending money is divided up into weekly allowances, which is then divided up to the suggested daily spend limit.